Property Development Finance – Specialist Funding for Ambitious Developers

UK Property Development Finance Brokers — First Scheme to Large-Scale Projects

At Fairbridge Finance, we are independent, FCA-regulated development finance brokers with a genuine passion for supporting developers across the UK. Whether you are embarking on your very first residential build or managing a complex multi-phase commercial scheme, we take time to truly understand your project before identifying the most appropriate funding solution. Our specialist lender panel includes:

• Specialist development finance lenders
• Challenger banks and alternative finance providers
• Private equity and joint venture funding partners

Every development is unique and so is every funding package we arrange. We structure finance that reflects your build costs, Gross Development Value (GDV), timeline, exit strategy, and profit expectations presenting your project to lenders in the strongest possible light.

Get in touch with Fairbridge Finance today for guidance about your development project.

Property development finance is a specialist form of short-to-medium-term funding used to build, convert, or significantly refurbish property typically for sale or refinance on completion. Unlike standard mortgages, development finance is structured in staged drawdowns throughout the build, keeping borrowing costs manageable while ensuring capital is available at every critical point in the construction process.

Development Finance Solutions We Arrange

We love supporting developers! Property development funding comes in many forms:

Single & Multi-Unit Builds

From one-off residential new-builds to multi-unit housing schemes, we source development finance structured to release funds in stages throughout the build helping you manage cash flow effectively at every phase of construction.

Phased Developments

Larger projects delivered across multiple phases require funding that keeps pace with your build programme. We structure facilities that align capital availability with your construction schedule so you are never waiting on funds when your team is ready to move forward.

Land Purchase 

Securing the right plot is the first critical step in any development. We arrange competitive land acquisition finance whether with full planning permission already in place or at an earlier pre-planning stage helping you secure your site and get the project underway.

Light & Heavy Refurbishments

Not all development projects start from the ground up. From light cosmetic upgrades to major structural refurbishments, we source tailored funding based on the scope, scale, and projected end value of your works with lenders who understand the UK refurbishment market.

Joint Venture (JV) Lending

Sometimes a project benefits from additional capital or a strategic funding partner. We assist in structuring joint venture arrangements that fairly balance risk, equity contributions, and profit sharing allowing you to take on projects that might otherwise be out of reach.

Developer Exit Loans (Marketing Bridge)

When construction is complete but units are still being marketed or sold, a developer exit loan allows you to refinance your existing development facility at a lower rate. This reduces monthly finance costs during the sales period and protects your profit margin while you complete the final stage of your project.

Mezzanine Funding

For projects requiring additional leverage beyond what a senior lender will provide, mezzanine finance bridges the equity gap sitting between senior debt and your own equity contribution to maximise returns and enable higher-value schemes.